No credit needed
Progressive considers more than a traditional credit score when reviewing your application.
Progressive Leasing at Homeline
Get it today. No credit needed.*
Bring home the furniture you love with a simple lease-to-own option and payment choices designed to fit your schedule.
Loading the Progressive Leasing application.
*No credit needed does not mean no credit check. Eligibility is subject to approval and Progressive Leasing's terms.
Why Progressive Leasing
A flexible path to the furniture you want
Quick decision
Complete a simple application and receive a decision quickly.
Flexible payments
Choose a payment frequency that works with your payday schedule.
90-Day Purchase Option
Save with an early purchase option. Cost of lease services applies; see agreement for details.
How it works
From application to your living room
- 1
Apply
Complete the Progressive Leasing application online or with help from a Homeline associate.
- 2
Shop
Once approved, select eligible furniture within your approval amount.
- 3
Enjoy
Make the initial payment and arrange delivery or pickup of your new furniture.
Simple to start
A small initial payment
Your initial payment is due when the lease is signed. Recurring payments begin according to the schedule in your lease agreement.
Plan before you shop
Estimate your payments
Enter a purchase amount to explore estimated lease-to-own payment options. Final terms appear in your Progressive Leasing agreement.
Good to know
Frequently asked questions
Is Progressive Leasing a loan?
No. Progressive Leasing offers a lease-to-own agreement. You select eligible merchandise and make scheduled lease payments under the terms of your agreement.
Do I need credit to apply?
No credit needed does not mean no credit check. Progressive reviews several data points and approval is not guaranteed.
Can I pay off the lease early?
Yes. Progressive offers early purchase options, including a 90-Day Purchase Option where available. Cost of lease services applies, and terms vary by state.
What can I lease?
Most durable furniture items are eligible. A Homeline associate can confirm eligibility before you complete your purchase.
Progressive Leasing obtains information from credit bureaus. Not all applicants are approved. The 90-Day Purchase Option costs more than the retailer's cash price, except where prohibited. Other early purchase options may be available. Terms and availability vary by state. Review your lease agreement for complete details.